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Home Equity Calculator
Find out what your home is really worth to you: your equity today, how much you could borrow against it, what you'd net if you sold, and how it could grow.
How this calculator works
Equity is your home's value minus everything you owe on it.
Borrowing power is the most lenders will lend against your home (often 80% of value) minus your current loans. A HELOC keeps your current mortgage; a cash-out refinance replaces it.
Net if sold subtracts selling costs and county transfer tax from the sale price, then pays off your loans.
Equity growth combines expected price growth with your regular loan paydown.